Send me one recent processing statement. In 15 minutes I'll show you — line by line — exactly what you're getting charged, which fees are junk, and whether your rate quietly crept up. No pitch. If you're actually getting a fair deal, I'll tell you that too.
Most owners I look at are quietly losing $200–$800 a month to fees they didn't know existed.
It's not that you did anything wrong — the whole system is built to be confusing so the fees blend in. Here's where the money usually leaks:
"PCI non-compliance," "network access," "statement," "batch" — official-sounding line items that are mostly pure padding. They're small enough to ignore and constant enough to add up.
Your rate looked fine on day one. Then it gets nudged up a little each year, hoping you won't notice. Most owners have no idea what they're paying today.
You were quoted a low "qualified" rate — but most of your transactions quietly get bumped to a higher tier. The teaser number and the real number are rarely the same.
Just your most recent monthly processing statement (a PDF is perfect). That's everything I need — no logins, no commitments.
I decode your real effective rate, flag every junk fee, and check whether you're on tiered "gotcha" pricing. I've read hundreds of these.
I tell you exactly what you're overpaying and what a fair setup looks like. If you want, I'll handle the switch for you. If you're already in good shape, I'll say so.
You don't need me to spot a bad deal — you can get close on your own. Grab your statement and do this:
If that number is comfortably under ~2.5%, you're probably fine. Creeping toward 3%+? You're very likely leaving money on the table every single month — and that's exactly what I'll confirm (or rule out) for free.
I don't get paid to look at your statement. I only earn anything if I actually save you money and you choose to move — so there's no reason for me to blow smoke.
You get me — someone in the tri-state area who picks up the phone — not a 1-800 number and a script. Ask me anything and you'll get a straight answer.
If the audit shows you're already getting a fair deal, I'll tell you and we're done. That's the whole point of the name.
Everyone suspects they're overpaying but dreads the hassle of switching. If it makes sense to move, I handle the setup so you barely lift a finger.
Yes — genuinely, no catch. Reading your statement and telling you what you're paying costs you nothing and comes with zero obligation. I only make money later if I save you money and you decide to switch.
No. Plenty of people just want to know where they stand. You'll get an honest read either way, and what you do with it is entirely up to you.
One recent monthly processing statement (the PDF your processor sends). That's it — I don't need logins, passwords, or account numbers to do the audit.
I'm an independent local agent. That means I'm not tied to one company's pricing — I look at what you've actually got and, if it makes sense, set you up with a fairer deal and stay your point of contact after.
The read itself is about 15 minutes. Book a quick call below (or send your statement) and I'll walk you through exactly what I find.